Original Medicare, Medigap, and Medicare Advantage Plans
Enrollees of Medicare often find themselves without the coverage they need. There are a lot of holes left in coverage when only enrolled in Medicare Part A and Medicare Part B, also known as Original Medicare. There are two ways that these gaps can be filled: Medicare Advantage or Medigap. Although the two options are similar in that they offer health coverage beyond the generic hospital and physician benefits of Original Medicare, they are vastly different Medicare options. Medigap Medigap plans are supplemental insurance plans that are enrolled in to fill in the voids left by Original Medicare alone. There are ten different Medigap plans that beneficiaries can enroll in, plans A, B, C, D, F, G, K, L, M, and N. Each lettered plan offers the same coverage know matter what insurance company it is purchased from. All the plans with the same letter however offer the same exact coverage. Premium scan vary depending on where the plan is purchased through. No matter
